Liptov is a mountain destination and we always recommend to visitors and tourists not to forget the mountains insurance.
In the territory of the Slovak Republic, according to the applicable provisions of the Mountain Rescue Service (HZS), an injured person in a mountain area is obliged to reimburse HZS for costs related to rescue operations or searches related to it (this obligation does not apply to natural persons, which are not of age – children and natural persons who do not have legal capacity).
In order to cover the risks associated with the possible costs incurred by the EIGs, the mountain visitor concludes a commercial insurance called “mountain travel insurance”. Mountain insurance refers to the technical part of the mountain rescue service, that is to say, primarily to the search, rescue, transport of the injured, but often, for example, the transport of the remains of a person who died in the mountains.
If the insured finds himself in an emergency situation that endangers his life or health, it is necessary to urgently contact the non-stop emergency line of the Mountain Rescue Service 18,300. The Mountain Rescue Service will organize and carry out rescue activities and contact Generali Poisťovňa, a.s. Contact us at firstname.lastname@example.org due to the number of the insurance contract.
Free insurance with Liptov Region Card
The holders of Liptov Region Card with a good stay package have a search and rescue insurance in the mountains of the Slovak Republic covering the costs of a possible intervention of the mountain service for FREE.
Exclusions from mountain insurance
- disregarding the instructions of mountain rescue workers and also if the mountain visitor does not follow the information and warning signs or does not move along the marked hiking trails
- deliberate abuse of mountain service or even so-called. unnecessary search actions, which are considered search events triggered by the insured’s misrepresentation or failure to disclose the location, route and expected time of his return to the person to whom he should have communicated these facts
- events that have occurred in connection with disturbances or other crimes committed by the insured in the mountains, e.g. under the influence of alcohol
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