{"id":133682,"date":"2018-08-06T00:00:00","date_gmt":"2018-08-05T22:00:00","guid":{"rendered":"https:\/\/www.visitliptov.sk\/experiences\/hiking\/poistenie-do-hor\/"},"modified":"2021-01-04T15:13:52","modified_gmt":"2021-01-04T14:13:52","slug":"poistenie-do-hor","status":"publish","type":"page","link":"https:\/\/www.visitliptov.sk\/en\/poistenie-do-hor\/","title":{"rendered":"Mountain insurance"},"content":{"rendered":"\n<p>Liptov is a mountain destination and we always recommend visitors and tourists not to forget about insurance to the mountains.<\/p>\n\n\n\n<p><span>According to the valid law of Slovak Republic about Mountain Rescue Service (HZS), the injured person located in a mountain area is obliged<\/span><strong> to pay HZS costs associated with rescue activities<\/strong> or searches related to it (this obligation does not apply to underage persons \u2013 children and persons who do not have legal capacity).<\/p>\n\n\n\n<p><span>To cover the risks associated with the possible costs caused by the HZS intervention, the visitor takes out <\/span><strong>commercial insurance<\/strong> called &#8220;mountain travel insurance&#8221;. Mountain insurance covers the technical part of the intervention, mainly activities related to the search, rescue, transport of the injured, or transport of the remains of a person who died in the mountains.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FREE insurance with Liptov Region Card<\/h3>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.visitliptov.sk\/poistenie-zachrany-horach-s-liptov-region-card\/\">Read more<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Exclusions from mountain insurance<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>non-compliance with the instructions of the mountain rescue service staff and also if the visitor does not follow the information and warning signs or does move outside marked hiking trails<\/li><li>intentional abuse of mountain rescue service or so-called unnecessary searches, which are considered to be searches triggered as a result of`s misrepresentation of the place, route and estimated time of his return to the person to whom he should have reported these facts<\/li><li>events that occurred in connection with riots or other crime committed in the mountains by the policyholder, even under the influence of alcohol<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><u>Important links<\/u><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"http:\/\/www.hzs.sk\/poistenie\/\">List of providers of commercial mountain travel insurance<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Liptov is a mountain destination and we always recommend visitors and tourists not to forget about insurance to the mountains. &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"episode_type":"","audio_file":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","date_recorded":"","explicit":"","block":"","filesize_raw":"","_jf_limit_responses":"","footnotes":""},"class_list":["post-133682","page","type-page","status-publish","hentry"],"acf":{"vyhradny_obrazok":false,"second_feature_image":null,"search_top_keywords":""},"wpml_translations_detailed":{"pl":{"id":85253,"title":"Poistenie do h\u00f4r","url":"https:\/\/www.visitliptov.sk\/pl\/poistenie-do-hor\/","api_url":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/page\/85253","status":"publish","excerpt":"","content":"[fusion_builder_container hundred_percent=\"no\" equal_height_columns=\"no\" menu_anchor=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"center center\" background_repeat=\"no-repeat\" fade=\"no\" background_parallax=\"none\" enable_mobile=\"no\" parallax_speed=\"0.3\" video_mp4=\"\" video_webm=\"\" video_ogv=\"\" video_url=\"\" video_aspect_ratio=\"16:9\" video_loop=\"yes\" video_mute=\"yes\" video_preview_image=\"\" border_size=\"\" border_color=\"\" border_style=\"solid\" margin_top=\"\" margin_bottom=\"\" padding_top=\"\" padding_right=\"\" padding_bottom=\"\" padding_left=\"\"][fusion_builder_row][fusion_builder_column type=\"1_1\" layout=\"1_1\" spacing=\"\" center_content=\"no\" hover_type=\"none\" link=\"\" min_height=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"left top\" background_repeat=\"no-repeat\" border_size=\"0\" border_color=\"\" border_style=\"solid\" border_position=\"all\" padding=\"\" dimension_margin=\"\" animation_type=\"\" animation_direction=\"left\" animation_speed=\"0.3\" animation_offset=\"\" last=\"no\"][fusion_text]\n<h1 style=\"text-align: justify;\"><strong>Poistenie do h\u00f4r<\/strong><\/h1>\n<h3 style=\"text-align: justify;\">Liptov je horsk\u00e1 destin\u00e1cia a v\u017edy odpor\u00fa\u010dame n\u00e1v\u0161tevn\u00edkom a turistom, aby nezab\u00fadali na poistenie do h\u00f4r.<\/h3>\n<h3 style=\"text-align: justify;\">Na \u00fazem\u00ed Slovenskej republiky je pod\u013ea platn\u00e9ho ustanovenia Z\u00e1kona o Horskej z\u00e1chrannej slu\u017ebe (HZS), po\u0161koden\u00e1 osoba nach\u00e1dzaj\u00faca sa v horskej oblasti povinn\u00e1 <strong>uhradi\u0165 HZS n\u00e1klady spojen\u00e9 s v\u00fdkonom z\u00e1chrannej \u010dinnosti alebo s p\u00e1tran\u00edm<\/strong>, ktor\u00e9 sa jej t\u00fdkaj\u00fa (uveden\u00e1 povinnos\u0165 sa nevz\u0165ahuje na fyzick\u00e9 osoby, ktor\u00e9 nie s\u00fa plnolet\u00e9 - deti a fyzick\u00e9 osoby, ktor\u00e9 nemaj\u00fa sp\u00f4sobilos\u0165 na pr\u00e1vne \u00fakony).<\/h3>\n<h3 style=\"text-align: justify;\"><\/h3>\n<h3 style=\"text-align: justify;\">Na pokrytie riz\u00edk spojen\u00fdch s\u00a0mo\u017en\u00fdmi n\u00e1kladmi vyvolan\u00fdmi z\u00e1sahom HZS si n\u00e1v\u0161tevn\u00edk h\u00f4r uzatv\u00e1ra <strong>komer\u010dn\u00e9 poistenie<\/strong> nazvan\u00e9<strong> \u201ecestovn\u00e9 poistenie do h\u00f4r\u201c<\/strong><strong>. <\/strong>Poistenie na hory sa vz\u0165ahuje na technick\u00fa \u010das\u0165 z\u00e1sahu horskej slu\u017eby, teda predov\u0161etk\u00fdm na \u010dinnosti spojen\u00e9 s p\u00e1tran\u00edm, vyslobodzovan\u00edm, transportom zranen\u00e9ho, ale \u010dasto napr\u00edklad aj s prevozom telesn\u00fdch pozostatkov osoby, ktor\u00e1 zahynula v hor\u00e1ch.<\/h3>\n[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\"no\" equal_height_columns=\"no\" menu_anchor=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"center center\" background_repeat=\"no-repeat\" fade=\"no\" background_parallax=\"none\" enable_mobile=\"no\" parallax_speed=\"0.3\" video_mp4=\"\" video_webm=\"\" video_ogv=\"\" video_url=\"\" video_aspect_ratio=\"16:9\" video_loop=\"yes\" video_mute=\"yes\" video_preview_image=\"\" border_size=\"\" border_color=\"\" border_style=\"solid\" margin_top=\"\" margin_bottom=\"\" padding_top=\"\" padding_right=\"\" padding_bottom=\"\" padding_left=\"\"][fusion_builder_row][fusion_builder_column type=\"2_3\" layout=\"2_3\" spacing=\"\" center_content=\"no\" hover_type=\"none\" link=\"\" min_height=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"left top\" background_repeat=\"no-repeat\" border_size=\"0\" border_color=\"\" border_style=\"solid\" border_position=\"all\" padding=\"\" dimension_margin=\"\" animation_type=\"\" animation_direction=\"left\" animation_speed=\"0.3\" animation_offset=\"\" last=\"no\"][fusion_text]\n<h2 style=\"text-align: center;\">Poistenie s Liptov Region Card ZADARMO<\/h2>\n[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\"1_3\" layout=\"1_3\" spacing=\"\" center_content=\"no\" hover_type=\"none\" link=\"\" min_height=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"left top\" background_repeat=\"no-repeat\" border_size=\"0\" border_color=\"\" border_style=\"solid\" border_position=\"all\" padding=\"\" dimension_margin=\"\" animation_type=\"\" animation_direction=\"left\" animation_speed=\"0.3\" animation_offset=\"\" last=\"no\"][fusion_button link=\"https:\/\/www.visitliptov.sk\/poistenie-zachrany-horach-s-liptov-region-card\/\" title=\"\" target=\"_blank\" alignment=\"\" modal=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" color=\"default\" button_gradient_top_color=\"\" button_gradient_bottom_color=\"\" button_gradient_top_color_hover=\"\" button_gradient_bottom_color_hover=\"\" accent_color=\"\" accent_hover_color=\"\" type=\"\" bevel_color=\"\" border_width=\"\" size=\"\" stretch=\"default\" shape=\"\" icon=\"\" icon_position=\"left\" icon_divider=\"no\" animation_type=\"\" animation_direction=\"left\" animation_speed=\"0.3\" animation_offset=\"\"]CHCEM VEDIE\u0165 VIAC[\/fusion_button][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\"no\" equal_height_columns=\"no\" menu_anchor=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"center center\" background_repeat=\"no-repeat\" fade=\"no\" background_parallax=\"none\" enable_mobile=\"no\" parallax_speed=\"0.3\" video_mp4=\"\" video_webm=\"\" video_ogv=\"\" video_url=\"\" video_aspect_ratio=\"16:9\" video_loop=\"yes\" video_mute=\"yes\" video_preview_image=\"\" border_size=\"\" border_color=\"\" border_style=\"solid\" margin_top=\"\" margin_bottom=\"\" padding_top=\"\" padding_right=\"\" padding_bottom=\"\" padding_left=\"\"][fusion_builder_row][fusion_builder_column type=\"1_1\" layout=\"1_1\" spacing=\"\" center_content=\"no\" hover_type=\"none\" link=\"\" min_height=\"\" hide_on_mobile=\"small-visibility,medium-visibility,large-visibility\" class=\"\" id=\"\" background_color=\"\" background_image=\"\" background_position=\"left top\" background_repeat=\"no-repeat\" border_size=\"0\" border_color=\"\" border_style=\"solid\" border_position=\"all\" padding=\"\" dimension_margin=\"\" animation_type=\"\" animation_direction=\"left\" animation_speed=\"0.3\" animation_offset=\"\" last=\"no\"][fusion_text]\n<h3 style=\"text-align: justify;\"><strong>V\u00fdluky z poistenia do h\u00f4r<\/strong><\/h3>\n<ul style=\"text-align: justify;\">\n \t<li>\n<h3>nere\u0161pektovanie pokynov pracovn\u00edkov horskej slu\u017eby a tie\u017e to, ak sa n\u00e1v\u0161tevn\u00edk h\u00f4r neriadi informa\u010dn\u00fdmi a v\u00fdstra\u017en\u00fdmi zna\u010dkami alebo sa nepohybuje po vyzna\u010den\u00fdch turistick\u00fdch chodn\u00edkoch<\/h3>\n<\/li>\n \t<li>\n<h3>\u00famyseln\u00e9 zneu\u017eitie horskej slu\u017eby alebo aj tzv. zbyto\u010dn\u00e9 p\u00e1tracie akcie, za ktor\u00e9 sa pova\u017euj\u00fa p\u00e1tracie akcie vyvolan\u00e9 v d\u00f4sledku toho, \u017ee poisten\u00fd chybne informoval alebo neinformoval o mieste, trase a predpokladanom \u010dase svojho n\u00e1vratu toho, komu mal ozn\u00e1mi\u0165 tieto skuto\u010dnosti<\/h3>\n<\/li>\n \t<li>\n<h3>udalosti, ku ktor\u00fdm do\u0161lo v s\u00favislosti s v\u00fdtr\u017enos\u0165ami alebo inou trestnou \u010dinnos\u0165ou, ktor\u00fa v hor\u00e1ch sp\u00e1chal poisten\u00fd, napr. aj pod vplyvom alkoholu<\/h3>\n<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><\/h3>\n<h3 style=\"text-align: justify;\"><strong><u>D\u00f4le\u017eit\u00e9 odkazy<\/u><\/strong><\/h3>\n<ul>\n \t<li>\n<h3 style=\"text-align: justify;\">Zoznam poskytovate\u013eov komer\u010dn\u00e9ho poistenia do h\u00f4r:\u00a0\u00a0<a href=\"http:\/\/www.hzs.sk\/poistenie\/\">http:\/\/www.hzs.sk\/poistenie\/<\/a><\/h3>\n<\/li>\n<\/ul>\n[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container]","featured_media":0,"featured_media_url":null,"images_gallery_urls":[],"fotka_1_url":null,"fotka_2_url":null,"fotka_3_url":null,"fotka_4_url":null,"fotka_5_url":null,"fotka_6_url":null,"fotka_7_url":null,"fotka_8_url":null},"en":{"id":133682,"title":"Mountain insurance","url":"https:\/\/www.visitliptov.sk\/en\/poistenie-do-hor\/","api_url":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/page\/133682","status":"publish","excerpt":"Liptov is a mountain destination and we always recommend visitors and tourists not to forget about insurance to the mountains. ...","content":"<!-- wp:paragraph -->\n<p>Liptov is a mountain destination and we always recommend visitors and tourists not to forget about insurance to the mountains.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>According to the valid law of Slovak Republic about Mountain Rescue Service (HZS), the injured person located in a mountain area is obliged<strong> to pay HZS costs associated with rescue activities<\/strong> or searches related to it (this obligation does not apply to underage persons \u2013 children and persons who do not have legal capacity).<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>To cover the risks associated with the possible costs caused by the HZS intervention, the visitor takes out <strong>commercial insurance<\/strong> called \"mountain travel insurance\". Mountain insurance covers the technical part of the intervention, mainly activities related to the search, rescue, transport of the injured, or transport of the remains of a person who died in the mountains.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>FREE insurance with Liptov Region Card<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:buttons -->\n<div class=\"wp-block-buttons\"><!-- wp:button -->\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.visitliptov.sk\/poistenie-zachrany-horach-s-liptov-region-card\/\">Read more<\/a><\/div>\n<!-- \/wp:button --><\/div>\n<!-- \/wp:buttons -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3><strong>Exclusions from mountain insurance<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul><li>non-compliance with the instructions of the mountain rescue service staff and also if the visitor does not follow the information and warning signs or does move outside marked hiking trails<\/li><li>intentional abuse of mountain rescue service or so-called unnecessary searches, which are considered to be searches triggered as a result of`s misrepresentation of the place, route and estimated time of his return to the person to whom he should have reported these facts<\/li><li>events that occurred in connection with riots or other crime committed in the mountains by the policyholder, even under the influence of alcohol<\/li><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3><strong><u>Important links<\/u><\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:list -->\n<ul><li><a href=\"http:\/\/www.hzs.sk\/poistenie\/\">List of providers of commercial mountain travel insurance<\/a><\/li><\/ul>\n<!-- \/wp:list -->","featured_media":0,"featured_media_url":null,"images_gallery_urls":[],"fotka_1_url":null,"fotka_2_url":null,"fotka_3_url":null,"fotka_4_url":null,"fotka_5_url":null,"fotka_6_url":null,"fotka_7_url":null,"fotka_8_url":null}},"_links":{"self":[{"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/pages\/133682"}],"collection":[{"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/comments?post=133682"}],"version-history":[{"count":0,"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/pages\/133682\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.visitliptov.sk\/en\/wp-json\/wp\/v2\/media?parent=133682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}